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Prime Meridian Bank

Tallahassee, FL · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Prime Meridian Bank is a bank based in Tallahassee, Florida, established in 2008, with $956 million in total assets across 1 branch. By Trust Grade it ranks 28th of 83 banks we track in Florida. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Prime Meridian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$956.4M
$100M–1B institution
Deposits
$853.8M
Branches
1
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Florida median 9.3%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#28
of 83 banks

How Prime Meridian Bank compares to Florida peers

Capital ratio
Bottom 46% of $100M–1B peers
Prime Meridian
9.9%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Prime Meridian
0.6%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Prime Meridian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.9% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Prime Meridian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1471 Timberlane Rd, Tallahassee, FL 32312

Are deposits at Prime Meridian Bank insured?

Yes. Prime Meridian Bank is an FDIC-insured bank (FDIC certificate #58694). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Prime Meridian Bank: frequently asked questions

Is Prime Meridian Bank a good bank?

Prime Meridian Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.63%).

Is Prime Meridian Bank FDIC-insured?

Yes. Prime Meridian Bank is a FDIC-insured bank (FDIC certificate #58694). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Prime Meridian Bank?

Prime Meridian Bank holds $956 million in total assets, ranking 28th of 83 banks we track in Florida. It operates 1 branch.

Does Prime Meridian Bank have CFPB complaints?

No CFPB complaints against Prime Meridian Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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