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Terrabank, National Association

Coral Gables, FL · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Terrabank, National Association is a bank based in Coral Gables, Florida, established in 1985, with $869 million in total assets across 5 branches. By Trust Grade it ranks 53rd of 83 banks we track in Florida. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Terrabank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$869.3M
$100M–1B institution
Deposits
$762.5M
Branches
5
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Florida median 9.3%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#53
of 83 banks

How Terrabank, National Association compares to Florida peers

Capital ratio
Bottom 26% of $100M–1B peers
Terrabank, National
8.8%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Terrabank, National
0.7%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Terrabank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Terrabank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 2500 Nw 107th Ave, Doral, FL 33172
  • 637 W 49th St, Hialeah, FL 33012
  • 1 Alhambra Plz, Coral Gables, FL 33134
  • 1533 Sunset Dr, Coral Gables, FL 33143
  • 3191 Coral Way, Miami, FL 33145

Are deposits at Terrabank, National Association insured?

Yes. Terrabank, National Association is an FDIC-insured bank (FDIC certificate #26442). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Terrabank, National Association: frequently asked questions

Is Terrabank, National Association a good bank?

Terrabank, National Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.67%).

Is Terrabank, National Association FDIC-insured?

Yes. Terrabank, National Association is a FDIC-insured bank (FDIC certificate #26442). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Terrabank, National Association?

Terrabank, National Association holds $869 million in total assets, ranking 53rd of 83 banks we track in Florida. It operates 5 branches.

Does Terrabank, National Association have CFPB complaints?

No CFPB complaints against Terrabank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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