Flagship Bank is a bank based in Clearwater, Florida, established in 2006, with $762 million in total assets across 7 branches. By Trust Grade it ranks 16th of 83 banks we track in Florida. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Flagship Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Flagship Bank compares to Florida peers
How we graded Flagship Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Flagship Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 29750 Us Highway 19 N, Clearwater, FL 33761
- 4095 Tampa Rd, Oldsmar, FL 34677
- 27950 Us Highway 19 North, Clearwater, FL 33761
- 1101 S Pinellas Ave, Tarpon Springs, FL 34689
- 3320 E Bay Dr, Largo, FL 33771
- 9040 Tryfon Blvd Ste A102, Trinity, FL 34655
- 3303 4th St N, Saint Petersburg, FL 33704
Are deposits at Flagship Bank insured?
Yes. Flagship Bank is an FDIC-insured bank (FDIC certificate #58113). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Flagship Bank: frequently asked questions
Is Flagship Bank a good bank?
Flagship Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.93%).
Is Flagship Bank FDIC-insured?
Yes. Flagship Bank is a FDIC-insured bank (FDIC certificate #58113). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Flagship Bank?
Flagship Bank holds $762 million in total assets, ranking 16th of 83 banks we track in Florida. It operates 7 branches.
Does Flagship Bank have CFPB complaints?
No CFPB complaints against Flagship Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
