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Marine Bank & Trust Company

Vero Beach, FL · Est. 1997 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Marine Bank & Trust Company is a bank based in Vero Beach, Florida, established in 1997, with $657 million in total assets across 1 branch. By Trust Grade it ranks 65th of 83 banks we track in Florida. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Marine Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$657.3M
$100M–1B institution
Deposits
$580.8M
Branches
1
Capital ratio
7.9%
Bottom 14% of $100M–1B peers · Florida median 9.3%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#65
of 83 banks

How Marine Bank & Trust Company compares to Florida peers

Capital ratio
Bottom 14% of $100M–1B peers
Marine Bank
7.9%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Marine Bank
0.7%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Marine Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Marine Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 571 Beachland Blvd, Vero Beach, FL 32963

Are deposits at Marine Bank & Trust Company insured?

Yes. Marine Bank & Trust Company is an FDIC-insured bank (FDIC certificate #34233). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Marine Bank & Trust Company: frequently asked questions

Is Marine Bank & Trust Company a good bank?

Marine Bank & Trust Company earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.67%).

Is Marine Bank & Trust Company FDIC-insured?

Yes. Marine Bank & Trust Company is a FDIC-insured bank (FDIC certificate #34233). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Marine Bank & Trust Company?

Marine Bank & Trust Company holds $657 million in total assets, ranking 65th of 83 banks we track in Florida. It operates 1 branch.

Does Marine Bank & Trust Company have CFPB complaints?

No CFPB complaints against Marine Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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