Florida Capital Bank, National Association is a bank based in Jacksonville, Florida, established in 1985, with $714 million in total assets across 5 branches. By Trust Grade it ranks 21st of 83 banks we track in Florida. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Florida Capital Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Florida Capital Bank, National Association compares to Florida peers
How we graded Florida Capital Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Florida Capital Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 10151 Deerwood Park Blvd Bldg 100 Ste 200, Jacksonville, FL 32256
- 241 Sw 7th Ter, Gainesville, FL 32601
- 4830 W Kennedy Blvd, Tampa, FL 33609
- 10151 Deerwood Park Blvd, Jacksonville, FL 32256
- 1000 Legion Pl, Orlando, FL 32801
Are deposits at Florida Capital Bank, National Association insured?
Yes. Florida Capital Bank, National Association is an FDIC-insured bank (FDIC certificate #26323). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Florida Capital Bank, National Association: frequently asked questions
Is Florida Capital Bank, National Association a good bank?
Florida Capital Bank, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.14%).
Is Florida Capital Bank, National Association FDIC-insured?
Yes. Florida Capital Bank, National Association is a FDIC-insured bank (FDIC certificate #26323). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Florida Capital Bank, National Association?
Florida Capital Bank, National Association holds $714 million in total assets, ranking 21st of 83 banks we track in Florida. It operates 5 branches.
Does Florida Capital Bank, National Association have CFPB complaints?
No CFPB complaints against Florida Capital Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
