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Mainstreet Community Bank Of Florida

Deland, FL · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Mainstreet Community Bank Of Florida is a bank based in Deland, Florida, established in 2003, with $948 million in total assets across 9 branches. By Trust Grade it ranks 48th of 83 banks we track in Florida. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Mainstreet Community Bank Of Florida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$948.0M
$100M–1B institution
Deposits
$859.6M
Branches
9
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Florida median 9.3%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#48
of 83 banks

How Mainstreet Community Bank Of Florida compares to Florida peers

Capital ratio
Bottom 22% of $100M–1B peers
Mainstreet Community
8.5%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Mainstreet Community
0.9%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Mainstreet Community Bank Of Florida

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mainstreet Community Bank Of Florida over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 204 S Woodland Blvd, Deland, FL 32720
  • 850 S Volusia Ave, Orange City, FL 32763
  • 1500 N Spring Garden Ave, Deland, FL 32720
  • 1515 E Highway 50, Clermont, FL 34711
  • 101 Northlake Dr, Orange City, FL 32763
  • 1812 Ridgewood Ave, Holly Hill, FL 32117
  • 112 N Magnolia Ave, Ocala, FL 34475
  • 2101 W Sr 434, Longwood, FL 32779
  • 95 East Mitchell Hammock Road, Oviedo, FL 32765

Are deposits at Mainstreet Community Bank Of Florida insured?

Yes. Mainstreet Community Bank Of Florida is an FDIC-insured bank (FDIC certificate #57598). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mainstreet Community Bank Of Florida: frequently asked questions

Is Mainstreet Community Bank Of Florida a good bank?

Mainstreet Community Bank Of Florida earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.90%).

Is Mainstreet Community Bank Of Florida FDIC-insured?

Yes. Mainstreet Community Bank Of Florida is a FDIC-insured bank (FDIC certificate #57598). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mainstreet Community Bank Of Florida?

Mainstreet Community Bank Of Florida holds $948 million in total assets, ranking 48th of 83 banks we track in Florida. It operates 9 branches.

Does Mainstreet Community Bank Of Florida have CFPB complaints?

No CFPB complaints against Mainstreet Community Bank Of Florida appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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