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Brannen Bank

Inverness, FL · Est. 1926 · Website ↗
D
Trust Grade
Below average
Score: 65/100

Brannen Bank is a bank based in Inverness, Florida, established in 1926, with $1.0 billion in total assets across 12 branches. By Trust Grade it ranks 82nd of 83 banks we track in Florida. Its capital ratio of 3.6% trails most similarly sized banks (1th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Brannen Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$983.1M
Branches
12
Capital ratio
3.6%
Bottom 1% of $1B–10B peers · Florida median 9.3%
Return on assets
1.9%
Top 12% of $1B–10B peers · Florida median 1.01%
Rank in Florida
#82
of 83 banks

How Brannen Bank compares to Florida peers

Capital ratio
Bottom 1% of $1B–10B peers
Brannen Bank
3.6%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $1B–10B peers
Brannen Bank
1.9%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Brannen Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
65/100
Customer experience
n/a
Overall
D · 65
  • Below the well-capitalized threshold (3.6%)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brannen Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • U.S. Highway 41 North, Dunnellon, FL 34432
  • 865 Ne Ushy 19, Crystal River, FL 34429
  • 4325 S Suncoast Blvd, Homosassa, FL 34446
  • 200 W Main St, Inverness, FL 34450
  • 3930 N Lecanto Hwy, Beverly Hills, FL 34465
  • 7478 S Florida Ave, Floral City, FL 34436
  • 401 N Central Ave, Inverness, FL 34453
  • 2519 East Florida Avenue, Hernando, FL 34442
  • 6901 W Gulf To Lake Hwy, Crystal River, FL 34429
  • 14300 Cortez Blvd, Brooksville, FL 34613
  • 320 S Highway 41, Inverness, FL 34450
  • 1187 S Broad St, Brooksville, FL 34601

Are deposits at Brannen Bank insured?

Yes. Brannen Bank is an FDIC-insured bank (FDIC certificate #5676). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brannen Bank: frequently asked questions

Is Brannen Bank a good bank?

Brannen Bank earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 65/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.6%); Strongly profitable (ROA 1.92%).

Is Brannen Bank FDIC-insured?

Yes. Brannen Bank is a FDIC-insured bank (FDIC certificate #5676). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Brannen Bank?

Brannen Bank holds $1.0 billion in total assets, ranking 82nd of 83 banks we track in Florida. It operates 12 branches.

Does Brannen Bank have CFPB complaints?

No CFPB complaints against Brannen Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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