Sanibel Captiva Community Bank is a bank based in Sanibel, Florida, established in 2003, with $1.0 billion in total assets across 8 branches. By Trust Grade it ranks 38th of 83 banks we track in Florida. Its capital ratio of 9.0% trails most similarly sized banks (24th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Sanibel Captiva Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sanibel Captiva Community Bank compares to Florida peers
How we graded Sanibel Captiva Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sanibel Captiva Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 2406 Periwinkle Way, Sanibel, FL 33957
- 1019 Periwinkle Way, Sanibel, FL 33957
- 15975 Mcgregor Blvd, Fort Myers, FL 33908
- 7040 Winkler Rd, Fort Myers, FL 33919
- 7500 College Pkwy, Fort Myers, FL 33907
- 11691 Gateway Blvd, Fort Myers, FL 33913
- 1533 Hendry St, Fort Myers, FL 33901
- 9311 College Pkwy, Fort Myers, FL 33919
Are deposits at Sanibel Captiva Community Bank insured?
Yes. Sanibel Captiva Community Bank is an FDIC-insured bank (FDIC certificate #57425). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sanibel Captiva Community Bank: frequently asked questions
Is Sanibel Captiva Community Bank a good bank?
Sanibel Captiva Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.73%).
Is Sanibel Captiva Community Bank FDIC-insured?
Yes. Sanibel Captiva Community Bank is a FDIC-insured bank (FDIC certificate #57425). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sanibel Captiva Community Bank?
Sanibel Captiva Community Bank holds $1.0 billion in total assets, ranking 38th of 83 banks we track in Florida. It operates 8 branches.
Does Sanibel Captiva Community Bank have CFPB complaints?
No CFPB complaints against Sanibel Captiva Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
