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Tustin Community Bank

Tustin, CA · Est. 1981 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Tustin Community Bank is a bank based in Tustin, California, established in 1981, with $86 million in total assets across 1 branch. By Trust Grade it ranks 21st of 117 banks we track in California. Its capital ratio of 15.3% is stronger than 73% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Tustin Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$86.2M
<$100M institution
Deposits
$71.4M
Branches
1
Capital ratio
15.3%
Top 27% of <$100M peers · California median 11.7%
Return on assets
1.2%
Top 39% of <$100M peers · California median 1.14%
Rank in California
#21
of 117 banks

How Tustin Community Bank compares to California peers

Capital ratio
Top 27% of <$100M peers
Tustin Community
15.3%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Tustin Community
1.2%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Tustin Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 1.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tustin Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 13891 Newport Avenue, Suites 100 & 130, Tustin, CA 92780

Are deposits at Tustin Community Bank insured?

Yes. Tustin Community Bank is an FDIC-insured bank (FDIC certificate #32908). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tustin Community Bank: frequently asked questions

Is Tustin Community Bank a good bank?

Tustin Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.17%).

Is Tustin Community Bank FDIC-insured?

Yes. Tustin Community Bank is a FDIC-insured bank (FDIC certificate #32908). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tustin Community Bank?

Tustin Community Bank holds $86 million in total assets, ranking 21st of 117 banks we track in California. It operates 1 branch.

Does Tustin Community Bank have CFPB complaints?

No CFPB complaints against Tustin Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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