Legacy Bank is a bank based in Murrieta, California, established in 2022, with $111 million in total assets across 1 branch. By Trust Grade it ranks 116th of 117 banks we track in California. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a California median of 11.7%. It posted a loss over the most recent period (-2.80% return on assets), a point to watch. No consumer complaints against Legacy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legacy Bank compares to California peers
How we graded Legacy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Unprofitable over the period (ROA -2.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legacy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 41391 Kalmia St, Murrieta, CA 92562
Are deposits at Legacy Bank insured?
Yes. Legacy Bank is an FDIC-insured bank (FDIC certificate #59204). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legacy Bank: frequently asked questions
Is Legacy Bank a good bank?
Legacy Bank earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Unprofitable over the period (ROA -2.80%).
Is Legacy Bank FDIC-insured?
Yes. Legacy Bank is a FDIC-insured bank (FDIC certificate #59204). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Legacy Bank?
Legacy Bank holds $111 million in total assets, ranking 116th of 117 banks we track in California. It operates 1 branch.
Does Legacy Bank have CFPB complaints?
No CFPB complaints against Legacy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
