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Icon Business Bank

Riverside, CA · Est. 2023 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Icon Business Bank is a bank based in Riverside, California, established in 2023, with $157 million in total assets across 2 branches. By Trust Grade it ranks 108th of 117 banks we track in California. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a California median of 11.7%. It posted a loss over the most recent period (-0.88% return on assets), a point to watch. No consumer complaints against Icon Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$156.7M
$100M–1B institution
Deposits
$124.7M
Branches
2
Capital ratio
10.2%
Top 49% of $100M–1B peers · California median 11.7%
Return on assets
-0.9%
Bottom 1% of $100M–1B peers · California median 1.14%
Rank in California
#108
of 117 banks

How Icon Business Bank compares to California peers

Capital ratio
Top 49% of $100M–1B peers
Icon Business
10.2%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Icon Business
-0.9%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Icon Business Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (10.2% capital ratio)
  • Unprofitable over the period (ROA -0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Icon Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 3390 University Ave, Riverside, CA 92501
  • 3 Hutton Centre Drive, Suite 150, Santa Ana, CA 92707

Are deposits at Icon Business Bank insured?

Yes. Icon Business Bank is an FDIC-insured bank (FDIC certificate #59314). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Icon Business Bank: frequently asked questions

Is Icon Business Bank a good bank?

Icon Business Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Unprofitable over the period (ROA -0.88%).

Is Icon Business Bank FDIC-insured?

Yes. Icon Business Bank is a FDIC-insured bank (FDIC certificate #59314). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Icon Business Bank?

Icon Business Bank holds $157 million in total assets, ranking 108th of 117 banks we track in California. It operates 2 branches.

Does Icon Business Bank have CFPB complaints?

No CFPB complaints against Icon Business Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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