California Pacific Bank is a bank based in Hayward, California, established in 1980, with $101 million in total assets across 2 branches. By Trust Grade it ranks 8th of 117 banks we track in California. Its capital ratio of 41.1% is stronger than 99% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against California Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How California Pacific Bank compares to California peers
How we graded California Pacific Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (41.1% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for California Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 24301 Southland Dr, Hayward, CA 94545
- 194 Francisco Ln, Fremont, CA 94539
Are deposits at California Pacific Bank insured?
Yes. California Pacific Bank is an FDIC-insured bank (FDIC certificate #23242). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
California Pacific Bank: frequently asked questions
Is California Pacific Bank a good bank?
California Pacific Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (41.1% capital ratio); Strongly profitable (ROA 1.77%).
Is California Pacific Bank FDIC-insured?
Yes. California Pacific Bank is a FDIC-insured bank (FDIC certificate #23242). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is California Pacific Bank?
California Pacific Bank holds $101 million in total assets, ranking 8th of 117 banks we track in California. It operates 2 branches.
Does California Pacific Bank have CFPB complaints?
No CFPB complaints against California Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
