Altos Bank is a bank based in Los Altos, California, established in 2024, with $57 million in total assets across 1 branch. By Trust Grade it ranks 111th of 117 banks we track in California. Its capital ratio of 32.2% is stronger than 94% of similarly sized banks, versus a California median of 11.7%. It posted a loss over the most recent period (-9.82% return on assets), a point to watch. No consumer complaints against Altos Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Altos Bank compares to California peers
How we graded Altos Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (32.2% capital ratio)
- Unprofitable over the period (ROA -9.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Altos Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 467 1st St, Los Altos, CA 94022
Are deposits at Altos Bank insured?
Yes. Altos Bank is an FDIC-insured bank (FDIC certificate #59339). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Altos Bank: frequently asked questions
Is Altos Bank a good bank?
Altos Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (32.2% capital ratio); Unprofitable over the period (ROA -9.82%).
Is Altos Bank FDIC-insured?
Yes. Altos Bank is a FDIC-insured bank (FDIC certificate #59339). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Altos Bank?
Altos Bank holds $57 million in total assets, ranking 111th of 117 banks we track in California. It operates 1 branch.
Does Altos Bank have CFPB complaints?
No CFPB complaints against Altos Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
