California Business Bank is a bank based in Irvine, California, established in 2005, with $122 million in total assets across 1 branch. By Trust Grade it ranks 71st of 117 banks we track in California. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against California Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How California Business Bank compares to California peers
How we graded California Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for California Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 3200 El Camino Real, Irvine, CA 92602
Are deposits at California Business Bank insured?
Yes. California Business Bank is an FDIC-insured bank (FDIC certificate #58037). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
California Business Bank: frequently asked questions
Is California Business Bank a good bank?
California Business Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.73%).
Is California Business Bank FDIC-insured?
Yes. California Business Bank is a FDIC-insured bank (FDIC certificate #58037). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is California Business Bank?
California Business Bank holds $122 million in total assets, ranking 71st of 117 banks we track in California. It operates 1 branch.
Does California Business Bank have CFPB complaints?
No CFPB complaints against California Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
