Bac Community Bank is a bank based in Stockton, California, established in 1965, with $780 million in total assets across 8 branches. By Trust Grade it ranks 83rd of 117 banks we track in California. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Bac Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bac Community Bank compares to California peers
How we graded Bac Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bac Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 517 East Weber Avenue, Stockton, CA 95202
- 740 1st St, Brentwood, CA 94513
- 2001 W March Ln, Stockton, CA 95207
- 1625 J St, Modesto, CA 95354
- 2090 Diamond Blvd, Concord, CA 94520
- 3448 Deer Valley Rd, Antioch, CA 94531
- 1610 W Kettleman Ln, Lodi, CA 95242
- 2251 Balfour Rd, Brentwood, CA 94513
Are deposits at Bac Community Bank insured?
Yes. Bac Community Bank is an FDIC-insured bank (FDIC certificate #19434). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bac Community Bank: frequently asked questions
Is Bac Community Bank a good bank?
Bac Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.70%).
Is Bac Community Bank FDIC-insured?
Yes. Bac Community Bank is a FDIC-insured bank (FDIC certificate #19434). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bac Community Bank?
Bac Community Bank holds $780 million in total assets, ranking 83rd of 117 banks we track in California. It operates 8 branches.
Does Bac Community Bank have CFPB complaints?
No CFPB complaints against Bac Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
