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First Commercial Bank (Usa)

Alhambra, CA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Commercial Bank (Usa) is a bank based in Alhambra, California, established in 1997, with $872 million in total assets across 8 branches. By Trust Grade it ranks 26th of 117 banks we track in California. Its capital ratio of 22.2% is stronger than 97% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against First Commercial Bank (Usa) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$871.6M
$100M–1B institution
Deposits
$670.1M
Branches
8
Capital ratio
22.2%
Top 3% of $100M–1B peers · California median 11.7%
Return on assets
1.2%
Top 48% of $100M–1B peers · California median 1.14%
Rank in California
#26
of 117 banks

How First Commercial Bank (Usa) compares to California peers

Capital ratio
Top 3% of $100M–1B peers
First Commercial
22.2%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
First Commercial
1.2%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Commercial Bank (Usa)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.2% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Commercial Bank (Usa) over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 18725 Gale Ave, City Of Industry, CA 91748
  • 4250 Barranca Pkwy, Irvine, CA 92604
  • 1309 S Baldwin Ave, Arcadia, CA 91007
  • 47000 Warm Springs Boulevard, Suite 3 And 4, Fremont, CA 94539
  • 200 E Main St, Alhambra, CA 91801
  • 2911 Chino Ave, Chino Hills, CA 91709
  • 2727 S El Camino Real, San Mateo, CA 94403
  • 7270 Bollinger Road, Suite 10, San Jose, CA 95129

Are deposits at First Commercial Bank (Usa) insured?

Yes. First Commercial Bank (Usa) is an FDIC-insured bank (FDIC certificate #34496). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Commercial Bank (Usa): frequently asked questions

Is First Commercial Bank (Usa) a good bank?

First Commercial Bank (Usa) earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.2% capital ratio); Strongly profitable (ROA 1.23%).

Is First Commercial Bank (Usa) FDIC-insured?

Yes. First Commercial Bank (Usa) is a FDIC-insured bank (FDIC certificate #34496). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Commercial Bank (Usa)?

First Commercial Bank (Usa) holds $872 million in total assets, ranking 26th of 117 banks we track in California. It operates 8 branches.

Does First Commercial Bank (Usa) have CFPB complaints?

No CFPB complaints against First Commercial Bank (Usa) appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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