C3bank, National Association is a bank based in Encinitas, California, established in 1984, with $883 million in total assets across 5 branches. By Trust Grade it ranks 15th of 117 banks we track in California. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against C3bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How C3bank, National Association compares to California peers
How we graded C3bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for C3bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1110 San Marino Dr, San Marcos, CA 92078
- 850 S Coast Highway 101, Encinitas, CA 92024
- 1110 San Marino Dr, San Marcos, CA 92078
- 3727 Arlington Ave, Riverside, CA 92506
- 615 9th Avenue South, Nashville, TN 37203
Are deposits at C3bank, National Association insured?
Yes. C3bank, National Association is an FDIC-insured bank (FDIC certificate #25249). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
C3bank, National Association: frequently asked questions
Is C3bank, National Association a good bank?
C3bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.20%).
Is C3bank, National Association FDIC-insured?
Yes. C3bank, National Association is a FDIC-insured bank (FDIC certificate #25249). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is C3bank, National Association?
C3bank, National Association holds $883 million in total assets, ranking 15th of 117 banks we track in California. It operates 5 branches.
Does C3bank, National Association have CFPB complaints?
No CFPB complaints against C3bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
