Hcn Bank is a bank based in Riverside, California, established in 1974, with $974 million in total assets across 7 branches. By Trust Grade it ranks 3rd of 117 banks we track in California. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 2.24% return on assets. No consumer complaints against Hcn Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hcn Bank compares to California peers
How we graded Hcn Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hcn Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 3715 Sunnyside Dr, Riverside, CA 92506
- 1555 W Florida Ave, Hemet, CA 92543
- 56525 Us Highway 371, Anza, CA 92539
- 400 E Esplanade Ave, San Jacinto, CA 92583
- 1540 E Sixth St, Beaumont, CA 92223
- 1600 E Florida Ave Ste 200, Hemet, CA 92544
- 500 S Palm Canyon Dr, Palm Springs, CA 92264
Are deposits at Hcn Bank insured?
Yes. Hcn Bank is an FDIC-insured bank (FDIC certificate #21606). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hcn Bank: frequently asked questions
Is Hcn Bank a good bank?
Hcn Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 2.24%).
Is Hcn Bank FDIC-insured?
Yes. Hcn Bank is a FDIC-insured bank (FDIC certificate #21606). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hcn Bank?
Hcn Bank holds $974 million in total assets, ranking 3rd of 117 banks we track in California. It operates 7 branches.
Does Hcn Bank have CFPB complaints?
No CFPB complaints against Hcn Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
