Summit State Bank is a bank based in Santa Rosa, California, established in 1982, with $996 million in total assets across 5 branches. By Trust Grade it ranks 76th of 117 banks we track in California. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Summit State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Summit State Bank compares to California peers
How we graded Summit State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Summit State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 2300 Midway Dr, Santa Rosa, CA 95405
- 10 Raleys Towne Ctr, Rohnert Park, CA 94928
- 500 Bicentennial Way, Santa Rosa, CA 95403
- 1001 Vine St, Healdsburg, CA 95448
- 100 Petaluma Blvd S, Petaluma, CA 94952
Are deposits at Summit State Bank insured?
Yes. Summit State Bank is an FDIC-insured bank (FDIC certificate #32203). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Summit State Bank: frequently asked questions
Is Summit State Bank a good bank?
Summit State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.67%).
Is Summit State Bank FDIC-insured?
Yes. Summit State Bank is a FDIC-insured bank (FDIC certificate #32203). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Summit State Bank?
Summit State Bank holds $996 million in total assets, ranking 76th of 117 banks we track in California. It operates 5 branches.
Does Summit State Bank have CFPB complaints?
No CFPB complaints against Summit State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
