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Bank Of San Francisco

San Francisco, CA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of San Francisco is a bank based in San Francisco, California, established in 2005, with $768 million in total assets across 2 branches. By Trust Grade it ranks 43rd of 117 banks we track in California. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Bank Of San Francisco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$767.5M
$100M–1B institution
Deposits
$670.0M
Branches
2
Capital ratio
11.1%
Top 36% of $100M–1B peers · California median 11.7%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · California median 1.14%
Rank in California
#43
of 117 banks

How Bank Of San Francisco compares to California peers

Capital ratio
Top 36% of $100M–1B peers
Bank Of
11.1%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Bank Of
1.1%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of San Francisco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of San Francisco over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 345 California St, San Francisco, CA 94104
  • 3471 California St, San Francisco, CA 94118

Are deposits at Bank Of San Francisco insured?

Yes. Bank Of San Francisco is an FDIC-insured bank (FDIC certificate #58069). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of San Francisco: frequently asked questions

Is Bank Of San Francisco a good bank?

Bank Of San Francisco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.07%).

Is Bank Of San Francisco FDIC-insured?

Yes. Bank Of San Francisco is a FDIC-insured bank (FDIC certificate #58069). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of San Francisco?

Bank Of San Francisco holds $768 million in total assets, ranking 43rd of 117 banks we track in California. It operates 2 branches.

Does Bank Of San Francisco have CFPB complaints?

No CFPB complaints against Bank Of San Francisco appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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