River Valley Community Bank is a bank based in Yuba City, California, established in 2006, with $764 million in total assets across 5 branches. By Trust Grade it ranks 103rd of 117 banks we track in California. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against River Valley Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River Valley Community Bank compares to California peers
How we graded River Valley Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for River Valley Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1629 Colusa Hwy, Yuba City, CA 95993
- 580 Brunswick Rd, Grass Valley, CA 95945
- 905 Lincoln Way, Auburn, CA 95603
- 904 B St, Marysville, CA 95901
- 2901 Douglas Blvd, Roseville, CA 95661
Are deposits at River Valley Community Bank insured?
Yes. River Valley Community Bank is an FDIC-insured bank (FDIC certificate #58276). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River Valley Community Bank: frequently asked questions
Is River Valley Community Bank a good bank?
River Valley Community Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.63%).
Is River Valley Community Bank FDIC-insured?
Yes. River Valley Community Bank is a FDIC-insured bank (FDIC certificate #58276). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is River Valley Community Bank?
River Valley Community Bank holds $764 million in total assets, ranking 103rd of 117 banks we track in California. It operates 5 branches.
Does River Valley Community Bank have CFPB complaints?
No CFPB complaints against River Valley Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
