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Mission Valley Bank

Sun Valley, CA · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Mission Valley Bank is a bank based in Sun Valley, California, established in 2001, with $773 million in total assets across 4 branches. By Trust Grade it ranks 85th of 117 banks we track in California. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Mission Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$772.6M
$100M–1B institution
Deposits
$632.1M
Branches
4
Capital ratio
10.6%
Top 43% of $100M–1B peers · California median 11.7%
Return on assets
0.5%
Bottom 14% of $100M–1B peers · California median 1.14%
Rank in California
#85
of 117 banks

How Mission Valley Bank compares to California peers

Capital ratio
Top 43% of $100M–1B peers
Mission Valley
10.6%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Mission Valley
0.5%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Mission Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mission Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 8823 Sunland Blvd, Sun Valley, CA 91352
  • 26701 Mcbean Pkwy, Valencia, CA 91355
  • 2777 N. Ontario Street, Suite 115, Burbank, CA 91504
  • 440 E Huntington Dr, Arcadia, CA 91006

Are deposits at Mission Valley Bank insured?

Yes. Mission Valley Bank is an FDIC-insured bank (FDIC certificate #57101). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mission Valley Bank: frequently asked questions

Is Mission Valley Bank a good bank?

Mission Valley Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.55%).

Is Mission Valley Bank FDIC-insured?

Yes. Mission Valley Bank is a FDIC-insured bank (FDIC certificate #57101). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mission Valley Bank?

Mission Valley Bank holds $773 million in total assets, ranking 85th of 117 banks we track in California. It operates 4 branches.

Does Mission Valley Bank have CFPB complaints?

No CFPB complaints against Mission Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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