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credit union

Hancock School Emp.

Weirton, WV · Est. 1972
A
Trust Grade
Excellent
Score: 93/100

Hancock School Emp. is a credit union based in Weirton, West Virginia, established in 1972, with $24 million in total assets serving 1,402 members. By Trust Grade it ranks 43rd of 73 credit unions we track in West Virginia. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Hancock School Emp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.3M
<$100M institution
Members
1,402
Shares & deposits
Net worth ratio
11.3%
Bottom 27% of <$100M peers · West Virginia median 13.5%
Return on assets
0.7%
Top 44% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#43
of 73 credit unions

How Hancock School Emp. compares to West Virginia peers

Net worth ratio
Bottom 27% of <$100M peers
Hancock School
11.3%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Hancock School
0.7%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hancock School Emp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hancock School Emp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hancock School Emp. insured?

Yes. Hancock School Emp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hancock School Emp.: frequently asked questions

Is Hancock School Emp. a good credit union?

Hancock School Emp. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.72%).

Is Hancock School Emp. NCUA-insured?

Yes. Hancock School Emp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hancock School Emp.?

Hancock School Emp. holds $24 million in total assets, ranking 43rd of 73 credit unions we track in West Virginia. It serves 1,402 members.

Does Hancock School Emp. have CFPB complaints?

No CFPB complaints against Hancock School Emp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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