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credit union

Raleigh Co. Educators

Beckley, WV · Est. 1980
A
Trust Grade
Excellent
Score: 98/100

Raleigh Co. Educators is a credit union based in Beckley, West Virginia, established in 1980, with $22 million in total assets serving 2,294 members. By Trust Grade it ranks 19th of 73 credit unions we track in West Virginia. Its net worth ratio of 25.5% is stronger than 90% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Raleigh Co. Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.6M
<$100M institution
Members
2,294
Shares & deposits
Net worth ratio
25.5%
Top 10% of <$100M peers · West Virginia median 13.5%
Return on assets
1.4%
Top 16% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#19
of 73 credit unions

How Raleigh Co. Educators compares to West Virginia peers

Net worth ratio
Top 10% of <$100M peers
Raleigh Co.
25.5%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Raleigh Co.
1.4%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Raleigh Co. Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (25.5% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Raleigh Co. Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Raleigh Co. Educators insured?

Yes. Raleigh Co. Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Raleigh Co. Educators: frequently asked questions

Is Raleigh Co. Educators a good credit union?

Raleigh Co. Educators earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.5% capital ratio); Strongly profitable (ROA 1.44%).

Is Raleigh Co. Educators NCUA-insured?

Yes. Raleigh Co. Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Raleigh Co. Educators?

Raleigh Co. Educators holds $22 million in total assets, ranking 19th of 73 credit unions we track in West Virginia. It serves 2,294 members.

Does Raleigh Co. Educators have CFPB complaints?

No CFPB complaints against Raleigh Co. Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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