Eastern Panhandle
Eastern Panhandle is a credit union based in Martinsburg, West Virginia, established in 1970, with $18 million in total assets serving 2,728 members. By Trust Grade it ranks 54th of 73 credit unions we track in West Virginia. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Eastern Panhandle appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Eastern Panhandle compares to West Virginia peers
How we graded Eastern Panhandle
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Eastern Panhandle over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Eastern Panhandle insured?
Yes. Eastern Panhandle is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Eastern Panhandle: frequently asked questions
Is Eastern Panhandle a good credit union?
Eastern Panhandle earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.04%).
Is Eastern Panhandle NCUA-insured?
Yes. Eastern Panhandle is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Eastern Panhandle?
Eastern Panhandle holds $18 million in total assets, ranking 54th of 73 credit unions we track in West Virginia. It serves 2,728 members.
Does Eastern Panhandle have CFPB complaints?
No CFPB complaints against Eastern Panhandle appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
