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credit union

Raleigh County

Beckley, WV · Est. 1952
A
Trust Grade
Excellent
Score: 95/100

Raleigh County is a credit union based in Beckley, West Virginia, established in 1952, with $21 million in total assets serving 2,053 members. By Trust Grade it ranks 31st of 73 credit unions we track in West Virginia. Its net worth ratio of 12.8% trails most similarly sized credit unions (39th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Raleigh County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.8M
<$100M institution
Members
2,053
Shares & deposits
Net worth ratio
12.8%
Bottom 39% of <$100M peers · West Virginia median 13.5%
Return on assets
0.6%
Top 49% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#31
of 73 credit unions

How Raleigh County compares to West Virginia peers

Net worth ratio
Bottom 39% of <$100M peers
Raleigh County
12.8%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Raleigh County
0.6%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Raleigh County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Raleigh County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Raleigh County insured?

Yes. Raleigh County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Raleigh County: frequently asked questions

Is Raleigh County a good credit union?

Raleigh County earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.62%).

Is Raleigh County NCUA-insured?

Yes. Raleigh County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Raleigh County?

Raleigh County holds $21 million in total assets, ranking 31st of 73 credit unions we track in West Virginia. It serves 2,053 members.

Does Raleigh County have CFPB complaints?

No CFPB complaints against Raleigh County appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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credit union · Beckley, WV · $22M assets
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Martinsburg V.A. Center
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Cape
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Harrison County
credit union · Nutter Fort, WV · $16M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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