Charleston
Charleston is a credit union based in Charleston, West Virginia, established in 1959, with $15 million in total assets serving 1,259 members. By Trust Grade it ranks 5th of 73 credit unions we track in West Virginia. Its net worth ratio of 14.6% is stronger than 52% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Charleston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Charleston compares to West Virginia peers
How we graded Charleston
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Charleston over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Charleston insured?
Yes. Charleston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Charleston: frequently asked questions
Is Charleston a good credit union?
Charleston earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.52%).
Is Charleston NCUA-insured?
Yes. Charleston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Charleston?
Charleston holds $15 million in total assets, ranking 5th of 73 credit unions we track in West Virginia. It serves 1,259 members.
Does Charleston have CFPB complaints?
No CFPB complaints against Charleston appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
