Romney
Romney is a credit union based in Romney, West Virginia, established in 1955, with $14 million in total assets serving 1,621 members. By Trust Grade it ranks 57th of 73 credit unions we track in West Virginia. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Romney appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Romney compares to West Virginia peers
How we graded Romney
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Romney over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Romney insured?
Yes. Romney is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Romney: frequently asked questions
Is Romney a good credit union?
Romney earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.92%).
Is Romney NCUA-insured?
Yes. Romney is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Romney?
Romney holds $14 million in total assets, ranking 57th of 73 credit unions we track in West Virginia. It serves 1,621 members.
Does Romney have CFPB complaints?
No CFPB complaints against Romney appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
