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Mercer County W Va Teachers

Bluefield, WV · Est. 1954
B
Trust Grade
Strong
Score: 87/100

Mercer County W Va Teachers is a credit union based in Bluefield, West Virginia, established in 1954, with $28 million in total assets serving 2,429 members. By Trust Grade it ranks 62nd of 73 credit unions we track in West Virginia. Its net worth ratio of 9.1% trails most similarly sized credit unions (11th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Mercer County W Va Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.0M
<$100M institution
Members
2,429
Shares & deposits
Net worth ratio
9.1%
Bottom 11% of <$100M peers · West Virginia median 13.5%
Return on assets
1.1%
Top 27% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#62
of 73 credit unions

How Mercer County W Va Teachers compares to West Virginia peers

Net worth ratio
Bottom 11% of <$100M peers
Mercer County
9.1%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Mercer County
1.1%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Mercer County W Va Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mercer County W Va Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mercer County W Va Teachers insured?

Yes. Mercer County W Va Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mercer County W Va Teachers: frequently asked questions

Is Mercer County W Va Teachers a good credit union?

Mercer County W Va Teachers earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Strongly profitable (ROA 1.09%).

Is Mercer County W Va Teachers NCUA-insured?

Yes. Mercer County W Va Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mercer County W Va Teachers?

Mercer County W Va Teachers holds $28 million in total assets, ranking 62nd of 73 credit unions we track in West Virginia. It serves 2,429 members.

Does Mercer County W Va Teachers have CFPB complaints?

No CFPB complaints against Mercer County W Va Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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