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Huntington C & O Railway Employees

Huntington, WV · Est. 1934
A
Trust Grade
Excellent
Score: 95/100

Huntington C & O Railway Employees is a credit union based in Huntington, West Virginia, established in 1934, with $31 million in total assets serving 4,245 members. By Trust Grade it ranks 33rd of 73 credit unions we track in West Virginia. Its net worth ratio of 14.9% is stronger than 54% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Huntington C & O Railway Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$31.3M
<$100M institution
Members
4,245
Shares & deposits
Net worth ratio
14.9%
Top 46% of <$100M peers · West Virginia median 13.5%
Return on assets
0.7%
Top 46% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#33
of 73 credit unions

How Huntington C & O Railway Employees compares to West Virginia peers

Net worth ratio
Top 46% of <$100M peers
Huntington C
14.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Huntington C
0.7%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Huntington C & O Railway Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.9% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Huntington C & O Railway Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Huntington C & O Railway Employees insured?

Yes. Huntington C & O Railway Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Huntington C & O Railway Employees: frequently asked questions

Is Huntington C & O Railway Employees a good credit union?

Huntington C & O Railway Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.69%).

Is Huntington C & O Railway Employees NCUA-insured?

Yes. Huntington C & O Railway Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Huntington C & O Railway Employees?

Huntington C & O Railway Employees holds $31 million in total assets, ranking 33rd of 73 credit unions we track in West Virginia. It serves 4,245 members.

Does Huntington C & O Railway Employees have CFPB complaints?

No CFPB complaints against Huntington C & O Railway Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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