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credit union

Iq

Vancouver, WA · Est. 1940
A
Trust Grade
Excellent
Score: 94/100

Iq is a credit union based in Vancouver, Washington, established in 1940, with $2.2 billion in total assets serving 105,204 members. By Trust Grade it ranks 34th of 75 credit unions we track in Washington. Its net worth ratio of 11.0% is stronger than 55% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Iq appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Members
105,204
Shares & deposits
Net worth ratio
11.0%
Top 45% of $1B–10B peers · Washington median 12.4%
Return on assets
1.4%
Top 12% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#34
of 75 credit unions

How Iq compares to Washington peers

Net worth ratio
Top 45% of $1B–10B peers
Iq
11.0%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $1B–10B peers
Iq
1.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Iq

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iq over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Iq insured?

Yes. Iq is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iq: frequently asked questions

Is Iq a good credit union?

Iq earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Strongly profitable (ROA 1.35%).

Is Iq NCUA-insured?

Yes. Iq is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Iq?

Iq holds $2.2 billion in total assets, ranking 34th of 75 credit unions we track in Washington. It serves 105,204 members.

Does Iq have CFPB complaints?

No CFPB complaints against Iq appear in our data over the analysis window, which is typical for a credit union of this size.

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Columbia Community
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Harborstone
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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