Kitsap
Kitsap is a credit union based in Bremerton, Washington, established in 1934, with $2.5 billion in total assets serving 165,074 members. By Trust Grade it ranks 69th of 75 credit unions we track in Washington. Its net worth ratio of 8.2% trails most similarly sized credit unions (4th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Kitsap appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kitsap compares to Washington peers
How we graded Kitsap
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kitsap over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kitsap insured?
Yes. Kitsap is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kitsap: frequently asked questions
Is Kitsap a good credit union?
Kitsap earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.28%).
Is Kitsap NCUA-insured?
Yes. Kitsap is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kitsap?
Kitsap holds $2.5 billion in total assets, ranking 69th of 75 credit unions we track in Washington. It serves 165,074 members.
Does Kitsap have CFPB complaints?
No CFPB complaints against Kitsap appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
