Horizon
Horizon is a credit union based in Spokane Valley, Washington, established in 1948, with $2.0 billion in total assets serving 105,370 members. By Trust Grade it ranks 36th of 75 credit unions we track in Washington. Its net worth ratio of 12.7% is stronger than 78% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Horizon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Horizon compares to Washington peers
How we graded Horizon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Horizon over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Horizon insured?
Yes. Horizon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Horizon: frequently asked questions
Is Horizon a good credit union?
Horizon earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Profitable (ROA 0.55%).
Is Horizon NCUA-insured?
Yes. Horizon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Horizon?
Horizon holds $2.0 billion in total assets, ranking 36th of 75 credit unions we track in Washington. It serves 105,370 members.
Does Horizon have CFPB complaints?
No CFPB complaints against Horizon appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
