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credit union

Hapo Community

Richland, WA · Est. 1953
A
Trust Grade
Excellent
Score: 92/100

Hapo Community is a credit union based in Richland, Washington, established in 1953, with $3.1 billion in total assets serving 213,152 members. By Trust Grade it ranks 43rd of 75 credit unions we track in Washington. Its net worth ratio of 10.4% trails most similarly sized credit unions (41th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Hapo Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1B
$1B–10B institution
Members
213,152
Shares & deposits
Net worth ratio
10.4%
Bottom 41% of $1B–10B peers · Washington median 12.4%
Return on assets
1.4%
Top 11% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#43
of 75 credit unions

How Hapo Community compares to Washington peers

Net worth ratio
Bottom 41% of $1B–10B peers
Hapo Community
10.4%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $1B–10B peers
Hapo Community
1.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Hapo Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hapo Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hapo Community insured?

Yes. Hapo Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hapo Community: frequently asked questions

Is Hapo Community a good credit union?

Hapo Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Strongly profitable (ROA 1.38%).

Is Hapo Community NCUA-insured?

Yes. Hapo Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hapo Community?

Hapo Community holds $3.1 billion in total assets, ranking 43rd of 75 credit unions we track in Washington. It serves 213,152 members.

Does Hapo Community have CFPB complaints?

No CFPB complaints against Hapo Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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