Virginia State University
Virginia State University is a credit union based in South Chesterfi, Virginia, established in 1939, with $14 million in total assets serving 1,891 members. By Trust Grade it ranks 79th of 95 credit unions we track in Virginia. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Virginia median of 11.9%. It posted a loss over the most recent period (-0.17% return on assets), a point to watch. No consumer complaints against Virginia State University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Virginia State University compares to Virginia peers
How we graded Virginia State University
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Unprofitable over the period (ROA -0.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Virginia State University over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Virginia State University insured?
Yes. Virginia State University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Virginia State University: frequently asked questions
Is Virginia State University a good credit union?
Virginia State University earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Unprofitable over the period (ROA -0.17%).
Is Virginia State University NCUA-insured?
Yes. Virginia State University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Virginia State University?
Virginia State University holds $14 million in total assets, ranking 79th of 95 credit unions we track in Virginia. It serves 1,891 members.
Does Virginia State University have CFPB complaints?
No CFPB complaints against Virginia State University appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
