Richmond Heritage
Richmond Heritage is a credit union based in Richmond, Virginia, established in 1936, with $11 million in total assets serving 1,719 members. By Trust Grade it ranks 69th of 95 credit unions we track in Virginia. Its net worth ratio of 37.4% is stronger than 97% of similarly sized credit unions, versus a Virginia median of 11.9%. It posted a loss over the most recent period (-0.74% return on assets), a point to watch. No consumer complaints against Richmond Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Richmond Heritage compares to Virginia peers
How we graded Richmond Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (37.4% capital ratio)
- Unprofitable over the period (ROA -0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Richmond Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Richmond Heritage insured?
Yes. Richmond Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Richmond Heritage: frequently asked questions
Is Richmond Heritage a good credit union?
Richmond Heritage earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (37.4% capital ratio); Unprofitable over the period (ROA -0.74%).
Is Richmond Heritage NCUA-insured?
Yes. Richmond Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Richmond Heritage?
Richmond Heritage holds $11 million in total assets, ranking 69th of 95 credit unions we track in Virginia. It serves 1,719 members.
Does Richmond Heritage have CFPB complaints?
No CFPB complaints against Richmond Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
