Midway
Midway is a credit union based in Berryville, Virginia, established in 1961, with $10 million in total assets serving 790 members. By Trust Grade it ranks 56th of 95 credit unions we track in Virginia. Its net worth ratio of 22.9% is stronger than 85% of similarly sized credit unions, versus a Virginia median of 11.9%. It posted a loss over the most recent period (-0.24% return on assets), a point to watch. No consumer complaints against Midway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midway compares to Virginia peers
How we graded Midway
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.9% capital ratio)
- Unprofitable over the period (ROA -0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midway over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Midway insured?
Yes. Midway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midway: frequently asked questions
Is Midway a good credit union?
Midway earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (22.9% capital ratio); Unprofitable over the period (ROA -0.24%).
Is Midway NCUA-insured?
Yes. Midway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Midway?
Midway holds $10 million in total assets, ranking 56th of 95 credit unions we track in Virginia. It serves 790 members.
Does Midway have CFPB complaints?
No CFPB complaints against Midway appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
