credit union

Virginia United Methodist

North Chesterfi, VA · Est. 1952
B
Trust Grade
Strong
Score: 81/100

Virginia United Methodist is a credit union based in North Chesterfi, Virginia, established in 1952, with $17 million in total assets serving 2,785 members. By Trust Grade it ranks 72nd of 95 credit unions we track in Virginia. Its net worth ratio of 9.2% trails most similarly sized credit unions (11th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Virginia United Methodist appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.6M
<$100M institution
Members
2,785
Shares & deposits
—
Net worth ratio
9.2%
Bottom 11% of <$100M peers · Virginia median 11.9%
Return on assets
0.1%
Bottom 24% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#72
of 95 credit unions

How Virginia United Methodist compares to Virginia peers

Net worth ratio
Bottom 11% of <$100M peers
Virginia United
9.2%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Virginia United
0.1%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Virginia United Methodist

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Virginia United Methodist over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Virginia United Methodist insured?

Yes. Virginia United Methodist is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Virginia United Methodist: frequently asked questions

Is Virginia United Methodist a good credit union?

Virginia United Methodist earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.08%).

Is Virginia United Methodist NCUA-insured?

Yes. Virginia United Methodist is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Virginia United Methodist?

Virginia United Methodist holds $17 million in total assets, ranking 72nd of 95 credit unions we track in Virginia. It serves 2,785 members.

Does Virginia United Methodist have CFPB complaints?

No CFPB complaints against Virginia United Methodist appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Augusta Health Care Credit Union
credit union · Fishersville, VA · $15M assets
Virginia State University
credit union · South Chesterfi, VA · $14M assets
Metropolitan Church
credit union · Suffolk, VA · $13M assets
Richmond Virginia Fire Police Credi
credit union · Richmond, VA · $22M assets
Richmond Heritage
credit union · Richmond, VA · $11M assets
Va Beach Postal
credit union · Virginia Beach, VA · $10M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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