Pacific Horizon
Pacific Horizon is a credit union based in Springville, Utah, established in 1954, with $142 million in total assets serving 8,664 members. By Trust Grade it ranks 37th of 52 credit unions we track in Utah. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Pacific Horizon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pacific Horizon compares to Utah peers
How we graded Pacific Horizon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pacific Horizon over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pacific Horizon insured?
Yes. Pacific Horizon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pacific Horizon: frequently asked questions
Is Pacific Horizon a good credit union?
Pacific Horizon earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Strongly profitable (ROA 1.07%).
Is Pacific Horizon NCUA-insured?
Yes. Pacific Horizon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pacific Horizon?
Pacific Horizon holds $142 million in total assets, ranking 37th of 52 credit unions we track in Utah. It serves 8,664 members.
Does Pacific Horizon have CFPB complaints?
No CFPB complaints against Pacific Horizon appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
