Utah Heritage
Utah Heritage is a credit union based in Moroni, Utah, established in 1969, with $161 million in total assets serving 8,889 members. By Trust Grade it ranks 8th of 52 credit unions we track in Utah. Its net worth ratio of 12.3% is stronger than 64% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Utah Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utah Heritage compares to Utah peers
How we graded Utah Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utah Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utah Heritage insured?
Yes. Utah Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utah Heritage: frequently asked questions
Is Utah Heritage a good credit union?
Utah Heritage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.53%).
Is Utah Heritage NCUA-insured?
Yes. Utah Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utah Heritage?
Utah Heritage holds $161 million in total assets, ranking 8th of 52 credit unions we track in Utah. It serves 8,889 members.
Does Utah Heritage have CFPB complaints?
No CFPB complaints against Utah Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
