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credit union

Ascent

Ogden, UT · Est. 1957
B
Trust Grade
Strong
Score: 80/100

Ascent is a credit union based in Ogden, Utah, established in 1957, with $173 million in total assets serving 9,173 members. By Trust Grade it ranks 45th of 52 credit unions we track in Utah. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Ascent appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$173.1M
$100M–1B institution
Members
9,173
Shares & deposits
Net worth ratio
9.0%
Bottom 14% of $100M–1B peers · Utah median 12.1%
Return on assets
0.0%
Bottom 8% of $100M–1B peers · Utah median 0.87%
Rank in Utah
#45
of 52 credit unions

How Ascent compares to Utah peers

Net worth ratio
Bottom 14% of $100M–1B peers
Ascent
9.0%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Ascent
0.0%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Ascent

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ascent over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ascent insured?

Yes. Ascent is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ascent: frequently asked questions

Is Ascent a good credit union?

Ascent earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.02%).

Is Ascent NCUA-insured?

Yes. Ascent is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ascent?

Ascent holds $173 million in total assets, ranking 45th of 52 credit unions we track in Utah. It serves 9,173 members.

Does Ascent have CFPB complaints?

No CFPB complaints against Ascent appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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