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Horizon Utah

Farmington, UT · Est. 1956
B
Trust Grade
Strong
Score: 82/100

Horizon Utah is a credit union based in Farmington, Utah, established in 1956, with $187 million in total assets serving 12,367 members. By Trust Grade it ranks 42nd of 52 credit unions we track in Utah. Its net worth ratio of 11.4% is stronger than 51% of similarly sized credit unions, versus a Utah median of 12.1%. It posted a loss over the most recent period (-0.64% return on assets), a point to watch. No consumer complaints against Horizon Utah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$186.7M
$100M–1B institution
Members
12,367
Shares & deposits
Net worth ratio
11.4%
Top 49% of $100M–1B peers · Utah median 12.1%
Return on assets
-0.6%
Bottom 2% of $100M–1B peers · Utah median 0.87%
Rank in Utah
#42
of 52 credit unions

How Horizon Utah compares to Utah peers

Net worth ratio
Top 49% of $100M–1B peers
Horizon Utah
11.4%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Horizon Utah
-0.6%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Horizon Utah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Strongly capitalized (11.4% capital ratio)
  • Unprofitable over the period (ROA -0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Horizon Utah over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Horizon Utah insured?

Yes. Horizon Utah is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Horizon Utah: frequently asked questions

Is Horizon Utah a good credit union?

Horizon Utah earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Unprofitable over the period (ROA -0.64%).

Is Horizon Utah NCUA-insured?

Yes. Horizon Utah is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Horizon Utah?

Horizon Utah holds $187 million in total assets, ranking 42nd of 52 credit unions we track in Utah. It serves 12,367 members.

Does Horizon Utah have CFPB complaints?

No CFPB complaints against Horizon Utah appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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