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credit union

Mclennan County Employees

Waco, TX · Est. 1955
A
Trust Grade
Excellent
Score: 91/100

Mclennan County Employees is a credit union based in Waco, Texas, established in 1955, with $21 million in total assets serving 1,340 members. By Trust Grade it ranks 205th of 379 credit unions we track in Texas. Its net worth ratio of 26.6% is stronger than 91% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Mclennan County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.7M
<$100M institution
Members
1,340
Shares & deposits
Net worth ratio
26.6%
Top 9% of <$100M peers · Texas median 13.5%
Return on assets
0.1%
Bottom 27% of <$100M peers · Texas median 0.58%
Rank in Texas
#205
of 379 credit unions

How Mclennan County Employees compares to Texas peers

Net worth ratio
Top 9% of <$100M peers
Mclennan County
26.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Mclennan County
0.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mclennan County Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (26.6% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mclennan County Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mclennan County Employees insured?

Yes. Mclennan County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mclennan County Employees: frequently asked questions

Is Mclennan County Employees a good credit union?

Mclennan County Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (26.6% capital ratio); Profitable (ROA 0.13%).

Is Mclennan County Employees NCUA-insured?

Yes. Mclennan County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mclennan County Employees?

Mclennan County Employees holds $21 million in total assets, ranking 205th of 379 credit unions we track in Texas. It serves 1,340 members.

Does Mclennan County Employees have CFPB complaints?

No CFPB complaints against Mclennan County Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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