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credit union

Corner Stone

Lancaster, TX · Est. 1952
C
Trust Grade
Average
Score: 73/100

Corner Stone is a credit union based in Lancaster, Texas, established in 1952, with $21 million in total assets serving 3,333 members. By Trust Grade it ranks 366th of 379 credit unions we track in Texas. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.70% return on assets), a point to watch. No consumer complaints against Corner Stone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.6M
<$100M institution
Members
3,333
Shares & deposits
Net worth ratio
9.0%
Bottom 10% of <$100M peers · Texas median 13.5%
Return on assets
-0.7%
Bottom 11% of <$100M peers · Texas median 0.58%
Rank in Texas
#366
of 379 credit unions

How Corner Stone compares to Texas peers

Net worth ratio
Bottom 10% of <$100M peers
Corner Stone
9.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Corner Stone
-0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Corner Stone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Well-capitalized (9.0% capital ratio)
  • Unprofitable over the period (ROA -0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Corner Stone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Corner Stone insured?

Yes. Corner Stone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Corner Stone: frequently asked questions

Is Corner Stone a good credit union?

Corner Stone earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Unprofitable over the period (ROA -0.70%).

Is Corner Stone NCUA-insured?

Yes. Corner Stone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Corner Stone?

Corner Stone holds $21 million in total assets, ranking 366th of 379 credit unions we track in Texas. It serves 3,333 members.

Does Corner Stone have CFPB complaints?

No CFPB complaints against Corner Stone appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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