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credit union

Texstar

Kenedy, TX · Est. 1967
A
Trust Grade
Excellent
Score: 91/100

Texstar is a credit union based in Kenedy, Texas, established in 1967, with $20 million in total assets serving 1,223 members. By Trust Grade it ranks 208th of 379 credit unions we track in Texas. Its net worth ratio of 13.6% trails most similarly sized credit unions (45th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against Texstar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.0M
<$100M institution
Members
1,223
Shares & deposits
Net worth ratio
13.6%
Bottom 45% of <$100M peers · Texas median 13.5%
Return on assets
0.1%
Bottom 25% of <$100M peers · Texas median 0.58%
Rank in Texas
#208
of 379 credit unions

How Texstar compares to Texas peers

Net worth ratio
Bottom 45% of <$100M peers
Texstar
13.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Texstar
0.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texstar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texstar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texstar insured?

Yes. Texstar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texstar: frequently asked questions

Is Texstar a good credit union?

Texstar earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.09%).

Is Texstar NCUA-insured?

Yes. Texstar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texstar?

Texstar holds $20 million in total assets, ranking 208th of 379 credit unions we track in Texas. It serves 1,223 members.

Does Texstar have CFPB complaints?

No CFPB complaints against Texstar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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