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credit union

Port Arthur Community

Port Arthur, TX · Est. 1950
B
Trust Grade
Strong
Score: 80/100

Port Arthur Community is a credit union based in Port Arthur, Texas, established in 1950, with $20 million in total assets serving 2,355 members. By Trust Grade it ranks 322nd of 379 credit unions we track in Texas. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.00% return on assets), a point to watch. No consumer complaints against Port Arthur Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.2M
<$100M institution
Members
2,355
Shares & deposits
Net worth ratio
12.3%
Bottom 35% of <$100M peers · Texas median 13.5%
Return on assets
-1.0%
Bottom 8% of <$100M peers · Texas median 0.58%
Rank in Texas
#322
of 379 credit unions

How Port Arthur Community compares to Texas peers

Net worth ratio
Bottom 35% of <$100M peers
Port Arthur
12.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Port Arthur
-1.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Port Arthur Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (12.3% capital ratio)
  • Unprofitable over the period (ROA -1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Port Arthur Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Port Arthur Community insured?

Yes. Port Arthur Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Port Arthur Community: frequently asked questions

Is Port Arthur Community a good credit union?

Port Arthur Community earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Unprofitable over the period (ROA -1.00%).

Is Port Arthur Community NCUA-insured?

Yes. Port Arthur Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Port Arthur Community?

Port Arthur Community holds $20 million in total assets, ranking 322nd of 379 credit unions we track in Texas. It serves 2,355 members.

Does Port Arthur Community have CFPB complaints?

No CFPB complaints against Port Arthur Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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