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credit union

Amarillo Postal Employees

Amarillo, TX · Est. 1931
B
Trust Grade
Strong
Score: 89/100

Amarillo Postal Employees is a credit union based in Amarillo, Texas, established in 1931, with $20 million in total assets serving 1,833 members. By Trust Grade it ranks 238th of 379 credit unions we track in Texas. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.13% return on assets), a point to watch. No consumer complaints against Amarillo Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.6M
<$100M institution
Members
1,833
Shares & deposits
Net worth ratio
12.6%
Bottom 38% of <$100M peers · Texas median 13.5%
Return on assets
-0.1%
Bottom 19% of <$100M peers · Texas median 0.58%
Rank in Texas
#238
of 379 credit unions

How Amarillo Postal Employees compares to Texas peers

Net worth ratio
Bottom 38% of <$100M peers
Amarillo Postal
12.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of <$100M peers
Amarillo Postal
-0.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Amarillo Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (12.6% capital ratio)
  • Unprofitable over the period (ROA -0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amarillo Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Amarillo Postal Employees insured?

Yes. Amarillo Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amarillo Postal Employees: frequently asked questions

Is Amarillo Postal Employees a good credit union?

Amarillo Postal Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Unprofitable over the period (ROA -0.13%).

Is Amarillo Postal Employees NCUA-insured?

Yes. Amarillo Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Amarillo Postal Employees?

Amarillo Postal Employees holds $20 million in total assets, ranking 238th of 379 credit unions we track in Texas. It serves 1,833 members.

Does Amarillo Postal Employees have CFPB complaints?

No CFPB complaints against Amarillo Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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