Odessa Employees
Odessa Employees is a credit union based in Odessa, Texas, established in 1953, with $21 million in total assets serving 1,381 members. By Trust Grade it ranks 155th of 379 credit unions we track in Texas. Its net worth ratio of 15.8% is stronger than 60% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Odessa Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Odessa Employees compares to Texas peers
How we graded Odessa Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.8% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Odessa Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Odessa Employees insured?
Yes. Odessa Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Odessa Employees: frequently asked questions
Is Odessa Employees a good credit union?
Odessa Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.47%).
Is Odessa Employees NCUA-insured?
Yes. Odessa Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Odessa Employees?
Odessa Employees holds $21 million in total assets, ranking 155th of 379 credit unions we track in Texas. It serves 1,381 members.
Does Odessa Employees have CFPB complaints?
No CFPB complaints against Odessa Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
