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credit union

Texoma Educators

Sherman, TX · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Texoma Educators is a credit union based in Sherman, Texas, established in 1957, with $132 million in total assets serving 8,418 members. By Trust Grade it ranks 27th of 379 credit unions we track in Texas. Its net worth ratio of 14.0% is stronger than 81% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Texoma Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$131.9M
$100M–1B institution
Members
8,418
Shares & deposits
Net worth ratio
14.0%
Top 19% of $100M–1B peers · Texas median 13.5%
Return on assets
1.5%
Top 11% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#27
of 379 credit unions

How Texoma Educators compares to Texas peers

Net worth ratio
Top 19% of $100M–1B peers
Texoma Educators
14.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
Texoma Educators
1.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texoma Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texoma Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texoma Educators insured?

Yes. Texoma Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texoma Educators: frequently asked questions

Is Texoma Educators a good credit union?

Texoma Educators earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.52%).

Is Texoma Educators NCUA-insured?

Yes. Texoma Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texoma Educators?

Texoma Educators holds $132 million in total assets, ranking 27th of 379 credit unions we track in Texas. It serves 8,418 members.

Does Texoma Educators have CFPB complaints?

No CFPB complaints against Texoma Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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