Laredo
Laredo is a credit union based in Laredo, Texas, established in 1956, with $136 million in total assets serving 18,088 members. By Trust Grade it ranks 182nd of 379 credit unions we track in Texas. Its net worth ratio of 11.2% trails most similarly sized credit unions (49th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Laredo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Laredo compares to Texas peers
How we graded Laredo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Laredo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Laredo insured?
Yes. Laredo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Laredo: frequently asked questions
Is Laredo a good credit union?
Laredo earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.63%).
Is Laredo NCUA-insured?
Yes. Laredo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Laredo?
Laredo holds $136 million in total assets, ranking 182nd of 379 credit unions we track in Texas. It serves 18,088 members.
Does Laredo have CFPB complaints?
No CFPB complaints against Laredo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
